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This first-floor condo is located in the serene community of Shadow Lakes in Largo. This unit has had one owner since it was built in 1984, and pride of ownership abounds. The dedicated parking spot is located just in front of the unit, and there is plenty of visitor parking close to the building as well. This great floor plan allows for comfortable living. Stepping into the unit, you are greeted with the dining room/kitchen. The large living room opens up to the kitchen as well. The primary bedroom is off the back of the unit and has beautiful views out to the nature preserve with no rear neighbors. There is an en-suite bathroom as well, a good-sized walk-in closet, and its own set of sliding glass doors to the rear patio. The front of the unit has the second bedroom with its own private screened-in patio. This unit has new LVP flooring throughout the living room/bedrooms, and it has been freshly painted throughout. This community has a three-month minimum for leasing, so it could be great for a snowbird or anyone who is looking to rent it out part of the year. HOA amenities include: two community pools, pool facilities with grill stations, basic cable and internet, water, sewer, trash, lawn care, road maintenance, car wash station, roof replacement, and exterior maintenance. This particular unit is tucked away, and the covered patio at the rear of the unit is so peaceful and relaxing. This community is located in a non-evacuation zone and in an X-flood zone (no flood insurance currently required). There is a dedicated laundry room with a washer and dryer in the hallway. This community is conveniently located to everything the area has to offer.
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Our Executive Mortgage Banker:
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$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $152,000 | $152,000 | $152,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $226 | $226 | $226 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $910 | $948 | $1,241 |
| Total Monthly Payment | $1,211 | $1,249 | $1,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.