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Nestled within the sought-after Monterey Pointe community of PGA National, this well-maintained 3-bedroom, 3-bathroom single-family residence offers 1, 888 square feet of living space and tranquil lakefront views. Situated on a 6, 456 square foot lot, the home features a 2-car garage and an enclosed patio, perfect for enjoying South Florida's indoor-outdoor lifestyle. The open-concept main living area seamlessly blends the living, dining, and kitchen spaces, highlighted by an expansive three-pane sliding glass door that, along with additional windows, fills the home with abundant natural light. High ceilings throughout enhance the airy feel, while luxury vinyl wood plank flooring installed in 2020 adds a cohesive and modern touch. The primary suite offers peaceful lake views, a walk-in closet, and a private en-suite bathroom. Two additional guest bedrooms are generously sized, each with en-suite bathroom access, providing flexibility for guests and home office use. Additional features include built-in cabinetry in the living area and bedroom suite, block windows in the kitchen and primary bathroom for added privacy, an indoor laundry room with high-efficiency front-load washer and dryer, accordion shutters with partial impact windows, and a whole-house generator installed in 2020. Major updates include a 2019 roof and 2022 A/C, offering peace of mind for years to come. With solid fundamentals, desirable location, and opportunity to personalize, this property presents an excellent option for full-time residents, seasonal use, or investment potential.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,184 | $639,184 | $639,184 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $495 | $495 | $495 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,828 | $3,988 | $5,265 |
| Total Monthly Payment | $4,415 | $4,575 | $5,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.