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Welcome to this impeccably maintained Hickory model residence located in North Valley / Northern Oaks. Built in 2020, the home is in excellent condition, showing minimal signs of use. Offered as turnkey (partially furnished with limited exceptions) with kitchen items, some decor and linens; the property features a light-filled, pristine foyer upon entry. The dining room, situated to the left, is elegantly furnished and decorated. The spacious kitchen is equipped with gorgeous granite countertops, an island, stainless steel appliances, cabinetry with pull-out shelves, and a double-door pantry, providing an ideal environment for gatherings and entertainment. You will also find three (3) bedrooms, two (2) full bathrooms, a generously sized great room and a lovely sunroom - all beautifully decorated. Additional features include five-inch baseboards throughout, some crown moldings, ceiling fans, and a primary bathroom custom-built with a Roman shower - featuring no step or lip and grab bars for convenience. A connecting door links the primary bedroom to the third bedroom, while the front (second) bedroom currently serves as an office. The sizeable laundry room is conveniently located adjacent to the kitchen and features storage cabinets and a laundry sink. The lanai was built as a sunroom with glass windows, blinds, climate control, and leads to an outdoor patio suitable for morning coffee or evening refreshments. All concrete surfaces, including the driveway, sidewalk, and front porch, are finished with designer paint & texture, while the garage, sunroom, and back patio feature epoxy coatings. The HVAC system receives regular service every six months, and the home holds a termite bond. The stove and refrigerator are just two years new. This pet-free, smoke-free, and deep fry-free property is move-in ready. A golf cart with lithium battery is available for purchase separately. Stonecrest is a 55+ gated community located just east of The Villages, accessible by golf cart. Amenities include four heated saltwater pools (one indoor Olympic-sized), a clubhouse, fitness center, tennis and pickleball courts, dog park, numerous social clubs, community events, and an on-site restaurant. The community does not have any CDD or Bonds. The Villages offers nightly entertainment, dining, live music, and various shopping options such as Aldi, Walmart, Lowe’s, and BJ’s—all reachable by golf cart. We invite you to schedule a viewing of this outstanding home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $347 | $347 | $347 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $2,021 | $2,646 |
| Total Monthly Payment | $2,339 | $2,443 | $3,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.