CENTRALIA (LOT 3) ROAD, Brooksville, FL, 34614 | $215,000

Under contract-accepting backup offers. **Build your DREAM HOME on Lot 3 of Centralia Estates which is 2. 50 acres!! Centralia Estates is the NEW exclusive, private, gated, community on Centralia Road!! There are ONLY 19 lots available; be sure to claim yours now!! The developer is accepting deposits of only $2, 000 to hold your lot until we are ready to close! The developer will provide Owner Financing on the lot! Build with ANY BUILDER you choose!! No time-frame to build!! 2, 000 sq feet minimum living space. Horses allowed!! Low HOA fee of $575 per year to keep the community nice, the common areas, entrance, and private road maintained!! Located next to the Suncoast Parkway which is on the 10-year plan to have an on/off ramp there - imagine that!! The Suncoast Trail is right there for all your outdoor walking and bicycling desires!!

**WELCOME TO CENTRALIA ESTATES, an exclusive new gated community offering a rare blend of space, privacy, and quiet sophistication. Thoughtfully planned and limited to just 19 homesites, this acreage community is designed for those who appreciate refined country living with room to breathe.

Each homesite spans approximately 2. 5 to 3 acres, providing an ideal canvas for a custom residence surrounded by open land and natural beauty. Whether you envision a modern farmhouse, a timeless estate, or a peaceful retreat, Centralia Estates offers the setting to bring your vision to life.

Designed with equestrian and rural lifestyles in mind, the community allows one horse or cow per acre, giving residents the freedom to enjoy their land while maintaining an upscale and well-kept atmosphere. Direct access to the Suncoast Trail offers a unique lifestyle advantage, with miles of scenic riding, walking, and biking just beyond your gate.

A private gated entrance creates a sense of arrival and exclusivity, while the community's location keeps you just minutes from shopping, dining, and daily conveniences. An established homeowners association is in place to protect property values and preserve the integrity of the neighborhood while still allowing homeowners to enjoy their space and independence.

Centralia Estates presents a unique opportunity to own acreage in a carefully planned setting where privacy, elegance, and convenience come together. Pre-sale opportunities are now available for those seeking a distinctive place to call home.

Community features:
2. 5-3 acre estate-style lots. 2, 000 square feet under air minimum. Barns/stables allowed. Gated entrance. Direct access to the Suncoast Trail. 1 horse or cow per acre. Minimal deed restrictions protect property values without loss of property enjoyment. Minutes to shopping and amenities

Owner Financing Terms: 20% down, 8%, amortized over 30 years with the 1 year balloon).

Located 10 minutes to swimming with the manatees, kayaking, paddle-boarding, boating on the crystal clear Weeki Wachee River!! 15 minutes to sunsets at the beach at Pine Island or boating and fishing on the Gulf of America in Hernando Beach!! Enjoy boating to the flats to hang with the other boats or to Anclote Island for a day in paradise in the clear glowing waters of the white sand island!! 10-20 minutes to restaurants and bars on the Homosassa River and Crystal River!! 5-7 minutes to schools

Features

  • Lot Size: 175 x 418 x 254 x 433
  • HOA Fee: $575 Annually
  • Elem. School: Winding Waters K8
  • Middle School: West Hernando Middle School
  • High School: Weeki Wachee High School
  • Pet Policy: Cats OK, Dogs OK
  • MLS#: W7883640
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/W7883640/centralialot3road_brooksville_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 10:17:10 AM)
Listing courtesy of HOME LAND REAL ESTATE INC   Phone: 352-556-0909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

CENTRALIA (LOT 3) ROAD, Brooksville, FL, 34614

$215,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,000 $172,000 $172,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,059 $1,116 $1,440
Total Monthly Payment $1,134 $1,191 $1,515

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.