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Welcome To Shirley NY. Come Live in Paradise. . . A Wonderful Beach Community . . Just 2 Minutes Away From The Famous Smiths Point Beach And Park offering Spectacular Sunrises with Spectacular Westerly Sunsets in your Back Yard. . . This is a Rehab that has been Completed better than New Construction. . . Seller welcomes Any Home Inspections. . . New 300 Amp Electric. . 4 Zone Air Conditioning and 4 Zone Heating. . . Home has been Converted to Propane. . . All new walls and floors which include Most floor joists and framing Studs being replaced. Most of the house is Spray in insulation. . . Garage is Extra Large with a little more with and depth with insulated Garage door. . . Crawl Space is poured Concrete with French drain. Off the Beautiful Front Porch you enter A Spacious Entry Hall with large Closet and Large 1/2 Bath. . . Expansive Kitchen comes with a Coffee Bar, 4 foot 7 Burner Gas Cook with Pot Filler. entertainers 19 Island with Wine Cooler, Trash Compactor and seating Area . . . Spacious Master Bath is a Steam Shower Soaking Tub and Dual Vanities . . . . Home Has All CO's In Place. Everything was do with town Permits There is Wayyyyy to many upgrades to List. The Home is A Must See. . . Seller Will Hold A 1st Mortgage with 50% Down (at Market Rates) . . . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,143,920 | $1,143,920 | $1,143,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,365 | $1,365 | $1,365 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,406 | $6,951 | $9,576 |
| Total Monthly Payment | $7,896 | $8,441 | $11,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.