140 WHISPER ROCK Drive, Ponte Vedra Beach, FL, 32081 | $819,000

Located in Nocatee's Twenty Mile, 140 Whisper Rock offers a protected preserve-view setting, 4 bedrooms, 4 full baths, a dedicated office, first-floor primary suite, and a flexible upstairs guest suite with climate-controlled Florida basement storage.

The bright main living area with coffered ceilings features wide-plank wood-look tile, built-ins, an electric fireplace, custom top-down bottom-up blinds, and a kitchen designed for everyday living with a gas cooktop, oversized quartz island, walk-in pantry, and stainless appliances. Each bedroom has access to a full bath, including a private upstairs suite with walk-in closet, ideal for guests, hobbies, or multigenerational living.

A screened lanai overlooking the preserve creates a peaceful outdoor retreat for morning coffee or winding down at the end of the day. A built-in safe in the owner's suite, tankless water heater, owned water softener, and full-yard irrigation add comfort and convenience.

And then there is the part buyers love about Nocatee: life beyond the lot line. Golf cart paths connect neighborhoods to amenities and Town Center, with greenway trails, water parks, fitness amenities, dining, shopping, and the beach just minutes away. This is the kind of place where golf-cart dinners, amenity-filled weekends, and easy beach runs are not a special occasion. That's everyday life here. If you have been looking for a move-in-ready Twenty Mile home with smart storage, flexible spaces, and a peaceful preserve view in Ponte Vedra's 32081, this one deserves a closer look.

Features

  • Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)Sidewalks, Street Lights, Curbs
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: In Unit
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,534
  • Acreage: 0.16
  • Est. Taxes: $10,952
  • HOA Fee: $485 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Protected Preserve
  • Elem. School: Palm Valley Academy
  • Middle School: Palm Valley Academy
  • High School: Allen D. Nease
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2135604
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/2135604/140whisperrockdrive_pontevedrabeach_fl?source=qrflyer
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NMLS Mortgage Loan Originator ID 16953

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140 WHISPER ROCK Drive, Ponte Vedra Beach, FL, 32081

$819,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $655,200 $655,200 $655,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.349% 6.183%
Monthly Tax Payment $913 $913 $913
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,928 $4,034 $5,529
Total Monthly Payment $4,933 $5,039 $6,534

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.