109 MONTORO LANE, Davenport, FL, 33837 | $479,900

This stunning, only 5 years young residence in the resort-style 55+ Del Webb Orlando community offers 3 spacious bedrooms, a versatile den, a generous bonus loft, and 3 full bathrooms. This home delivers exceptional comfort and flexibility for active adults. Step up to the welcoming screened front entryway. Inside, the gourmet kitchen is a chef’s delight, boasting 42-inch cabinetry, a stylish backsplash, sleek granite countertops, premium stainless steel appliances—including a built-in oven and microwave, a natural gas cooktop, a convenient corner pantry and an expansive center island ideal for casual meals or effortless entertaining. Porcelain plank tile flooring flows beautifully throughout the main level, creating a clean look. Crown molding adds architectural detail throughout, while blinds on all windows provide privacy and light control. Ceiling fans and upgraded lighting fixtures enhance comfort and ambiance in every room. The guest bedroom is enhanced by a charming bay window with tinting to keep the space cool and inviting. The den, accented by French doors, provides a private retreat for work or hobbies. The open living room has expansive glass sliding pocket doors that seamlessly connect to a large, private covered screened lanai complete with ceiling fans—perfect for year-round outdoor enjoyment. The primary suite is positioned at the rear of the home for ultimate privacy, and the primary bath features a spacious walk-in tiled shower, dual vanities with granite tops, linen closet storage and a spacious walk-in closet. The large laundry room includes a utility sink and cabinetry for extra organization. Upstairs, a very large loft area offers potential as a second living space, media room, hobby area, or cozy “man cave. ” This level also includes an additional bedroom and full bathroom for guests or multi-generational flexibility. The oversized, extended garage (lengthened by 4 feet) includes tandem parking space—ideal for a workshop, golf cart storage, or additional vehicles. Additional upgrades include a whole-house water filtration and drinking water system and a widened paver driveway. The $425 semi-annual Master Association HOA covers 24/7 staffed security gate entry. Adjacent to the 18-hole White Heron Golf Club. The $333 monthly Del Webb HOA which includes lawn maintenance and provides exclusive access to the resident-owned 30, 000+ sq ft Montecito Clubhouse and an impressive array of amenities. Inside the clubhouse, enjoy a tavern, indoor walking track, state-of-the-art fitness center, indoor and outdoor pools with spas, locker rooms and showers, billiards, ping pong, craft rooms, and a grand ballroom for events and gatherings. Outdoor recreation abounds with pickleball, tennis, bocce, basketball, shuffleboard, a community gardening center, an outdoor amphitheater, a large brick fire pit, and a screened-in lakeside gazebo. Miles of scenic biking and walking trails wind throughout the gated Ridgewood Lakes community. Conveniently located just 4 miles from shopping at Posner Park, with easy access to Disney World, Universal Studios, Orlando attractions, and Central Florida entertainment. Quick connections to I-4, major medical facilities, airports, and the SunRail station. AdventHealth Hospital is only 3 miles away. Perfect for an active, low-maintenance lifestyle in a secure, amenity-rich setting!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2021
  • Garage: 3-car Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Oversized, Tandem
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,607
  • Acreage: 0.14
  • Est. Taxes: $5,240
  • HOA Fee: $333 Monthly
  • Adult Communities: Yes
  • Pet Policy: Number Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Water Filtration System
  • MLS#: S5146291
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /prop/S5146291/109montorolane_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 6:33:45 PM)
Listing courtesy of RIDGE REALTY GROUP LLC   Phone: 407-319-7699

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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109 MONTORO LANE, Davenport, FL, 33837

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $437 $437 $437
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,333 $2,424 $3,188
Total Monthly Payment $2,845 $2,936 $3,700

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.