|
Beautifully maintained SEDA Homes - Shelby Plan in the highly sought-after Sandy Creek community of north St. Augustine. This nearly new home (under 6 years old) with 3078 sq ft of thoughtfully designed spacious living space offers 3 bed/2 bath all on first floor with an additional 4th bedroom (or bonus) plus full 3rd bath upstairs. Also includes a dedicated study/office, and a large, open-concept floor plan perfect for modern living and entertaining. Step inside to a gourmet kitchen featuring stunning granite countertops, stainless steel appliances, a generous island with sink, abundant white cabinetry, and a built-in wine bar with a wine rack and beverage cooler--ideal for hosting or unwinding after a long day. The home flows seamlessly from the chef-inspired kitchen to the spacious great room and dining areas. A private study provides a quiet retreat for work or homework, while the oversized primary suite and additional bedrooms offer comfort and flexibility. Outside, enjoy Florida living at its finest with a screened-in porch overlooking a serene, tree-lined yard--your own private backyard oasis. The home also features an oversized 2-car garage, lush landscaping, and a prime location backing directly to protected preserve land for maximum privacy and natural views. Sandy Creek is a wonderful family-friendly community with low HOA fees and no CDD fees, plus access to community amenities, playgrounds, and more. Residents enjoy convenient access to top-rated St. Johns County schools, shopping, dining, beaches, and major roadways for easy commutes to Jacksonville or historic downtown St. Augustine. With a competitive low price per square foot, this move-in-ready gem delivers exceptional value in one of the area's most desirable neighborhoods. Don't miss your chance to call this preserve-view beauty home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $405 | $405 | $405 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,958 | $3,119 | $4,119 |
| Total Monthly Payment | $3,454 | $3,615 | $4,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.