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TURNKEY READY - Second Floor Waterfront 2 bedrooms, 2 bath condo is located in the waterfront community of Spinnaker Point in Punta Gorda Isles and has quick access to beautiful Charlotte Harbor and then on to the blue waters of the Gulf of America. Boat slips are available on a first come, first served basis, and you are just across the street from St. Andrews Golf Course. Enjoy breathtaking views from your lanai of the waterway and watch the waterfowl and wildlife that abound in this area. This residence has a bright and open floor plan with recessed lighting, decorator light and fan fixtures, decorative cornice at each window, mix of tile and plush carpeting, and sliders in the living area and master bedroom leading to the balcony. Open up the sliders and bring the outdoors into your living area for a true Florida atmosphere! The kitchen is equipped a suite of modern appliances, raised panel wood cabinetry, granite counters with subway tile back splash, pantry, and breakfast bar that opens to the main living area for easy entertaining. The owner’s suite with a large walk-in closet has an updated en suite bath featuring a walk-in shower with sliding frameless glass doors. The guest bedroom has a spacious built-in closet and access to a full bathroom. Other key features include dedicated laundry room with washer & dryer, new roof 2023, A/C is 2019 and Water Heater is 2021, storage closet off the balcony, and water & sewer included in your Condo fee! Spinnaker Point offers beautifully maintained grounds, tennis courts, and heated community pool for year-round enjoyment overlooking the beautiful waterway. Proximity to local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to waterfront public parks with bike and walking trails and picnic areas, and boat ramps providing access to many other waterways including the Peace and Myakka Rivers and the Gulf of Mexico. Historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes nearby. Perfect location – quiet waterfront community yet all conveniences and amenities nearby. And quick and easy access to Interstate 75 with Fort Myers and Naples to the South and Sarasota and Tampa to the North. So, don’t miss your opportunity to enjoy.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,059 | $1,086 | $1,428 |
| Total Monthly Payment | $1,471 | $1,498 | $1,840 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.