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Historic Elegance, Modern Comfort, one of only two units sharing this site and amenities- 2 Bed/2 Bath Townhome in Ridgefield, CT Discover the perfect blend of old-world charm and modern living in this beautifully remodeled 1876 colonial, thoughtfully designed into two spacious townhomes. This 2-bedroom, 2-bath residence (1, 234 sq ft) offers character, comfort, and convenience in one exceptional package. Ideal for 'work from home' days. Easy short drive to multiple close by transit options. Interior Features Include: Stunning exposed beams and colonial hardware paired with modern updates, New carpet in entryway and throughout the second floor, Inviting sunken living room elegant French doors leading to a covered rear porch, fully remodeled tiled bathrooms, showers and bath, fully remodeled kitchen with new stainless steel appliances (range, refrigerator, microwave, dishwasher, washer & dryer) tall breakfast bar with 2 high-top stools, ideal for dining, entertaining, or working from home. Period maple cabinetry, including tall pantry cabinet and appliance storage with standup granite workspace and Central air conditioning for year-round comfort. The Spacious primary suite on the second floor features vaulted ceilings, beams, and ceiling fan, private full bathroom, three large closets and private deck-perfect for relaxing evenings. The Second bedroom could also double as an ideal home office or guest room, and the Second full bathroom is conveniently located just outside the b Quietly situated at the end of Main Street for added privacy and convenience Easy, safe, and scenic access to center of town via flat, elm tree-lined sidewalks: 15-minute walk: 2500 'steps' for fitness, on wide lit sidewalks to village, 5-minute bike ride, OR 2-minute drive, direct down elm lined main street. Enjoy your morning coffee on the covered front porch, entertain on the rear porch, just off your French door access and down to private stone patio, overlooking a professionally landscaped 0. 45-acre yard with a peaceful intermittent creek. Spacious paved driveway with 2 dedicated off-street parking spaces per unit or an optional private garage space (with remote and keypad entry) is available. Imagine, no need to clear snow/ice or rush home for a desired space.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Family Room | Built-Ins,Wall/Wall Carpet | Main |
| Kitchen | Breakfast Bar,Granite Counters,Laundry Hookup,Tile Floor | Main |
| Living Room | Bay/Bow Window,French Doors,Sunken,Laminate Floor | Main |
| Primary Bedroom | Vaulted Ceiling,Balcony/Deck,Ceiling Fan,Full Bath,Tub w/Shower,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,040 | $3,040 | $3,040 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $18 | $19 | $25 |
| Total Monthly Payment | $93 | $94 | $100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.