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Nestled in downtown Westminster along the bustling US Highway 123 corridor and the intersection of SC Highway 24 (with an estimated daily traffic count of ~9, 700 vehicles in 2025), this versatile commercial property offers outstanding visibility and easy access for customers and commuters alike. Tax records show this single-story retail building was constructed around 1960 with approximately 2, 198 sq ft, features a bright, open interior layout with large front windows that flood the space with natural light—perfect for eye-catching product displays, customer seating, or creating an inviting atmosphere. The flexible floor plan is easy to customize, making it ideal for a wide range of uses. Exterior highlights include a distinctive combination of stone and metal elements, a chain-link fence enclosing part of the yard, and cleared topography with some partial wooded vegetation for a natural backdrop. Ample parking is available in both the front and side areas. Utilities are fully supported by the City of Westminster, including city water, sewer, 3-phase power, and trash service. The property is currently well-suited for retail or restaurant purposes and has strong potential as a cozy boutique, eatery, craft beer tap room, coffee shop, or similar small business. This flexible commercial opportunity combines prime highway frontage, excellent visibility, and a charming, ready-to-adapt space—making it a true "gem" for entrepreneurs looking to bring their vision to life in a high-traffic, small-town setting.
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Our Executive Mortgage Banker:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $64 | $64 | $64 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,112 | $1,158 | $1,535 |
| Total Monthly Payment | $1,251 | $1,297 | $1,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.