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Historic Charm Meets Modern Luxury - one of only two units sharing this site and amenities- 2 Bed / 2 Bath Townhome in Ridgefield, CT. Step into timeless elegance with this beautifully remodeled 1876 colonial home, thoughtfully divided into two spacious 1, 234 sq ft townhomes. This 2-bedroom, 2-bath residence (1, 234 sq ft) perfectly blends classic character with modern upgrades-offering a truly unique living experience you won't find anywhere else. Ideal for 'work from home' days. Easy short drive to multiple close by transit options. Interior Highlights include gleaming hardwood floors throughout the entire unit. French Doors separate the living and dining/family room areas, fully remodeled kitchen featuring updated stainless steel appliances (range, refrigerator, microwave, dishwasher, washer & dryer), unique custom butcher block workspace with small appliance shelving and open storage complements the spacious elegant granite countertops. Tall breakfast bar with 4 high-top stools-perfect for casual dining or entertaining or a great workspace for those that work from home. Vaulted ceiling in kitchen with natural solar dome light. Laundry area and counters with full bathroom complement the kitchen area. Built in desk/cabinet next to kitchen to manage household priorities. Charming dining/family room area with a cozy Vermont Castings Gas Stove provides warmth and comfort on those cold winter days. A second set of French Doors leads from the dining/family room area to the screened-in rear porch. Throw open the same doors for outdoor screened breeze and entertainment to the kitchen and family room space. The townhome also includes two spacious bedrooms and two full bathrooms; one conveniently located off the kitchen and one upstairs alongside the two generous bedrooms. Outdoor Living & Location is nestled at the end of Main Street for privacy and tranquility. Enjoy a safe, scenic commute to town on flat, elm tree-lined sidewalks to the center of town, a 15-minute walk or 2500 'steps' for fitness, on wide lit sidewalks to village, 5-minute bike ride or 2-minute drive, direct down Main Street. Relax on your covered front porch with morning coffee and unwind with family and friends in the screened-in rear porch - ideal for entertaining or small gatherings. Step out onto your private stone patio and from there enjoy the expansive 0. 45-acre professionally landscaped yard with a small intermittent creek. Spacious paved driveway with 2 dedicated off-street parking spaces per unit. An optional private garage space (with remote and keypad entry) is available. Imagine, no need to clear snow/ice or rush home for a desired space.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Family Room | Wood Stove,French Doors,Hardwood Floor | Main |
| Kitchen | Vaulted Ceiling,Breakfast Bar,Granite Counters,Laundry Hookup,Tile Floor | Main |
| Living Room | Bay/Bow Window,Book Shelves,French Doors,Hardwood Floor | Main |
| Other | Ceiling Fan | Main |
| Primary Bedroom | Walk-In Closet,Hardwood Floor | Upper |
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Phone: 203.980.8025
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $3,520 | $3,520 | $3,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $20 | $23 | $29 |
| Total Monthly Payment | $95 | $98 | $104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.