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315 Palmer Terrace, #1E, Mamaroneck, NY, 10543 | $315,000
This move-in ready, first-floor end-unit 2 bedroom /1bath co-op apartment awaits you. Located in well-maintained Palmer Terrace which offers privacy and a commuter-friendly location near Metro-North and Mamaroneck’s walkable downtown. The thoughtfully updated interior gives a modern vibe with new flooring throughout, crisp paint, new trim and on-trend light fixtures. A spacious entry includes a deep coat closet, while the oversized foyer offers flexible space ideal for a work-from-home setup or additional dining. The large living room with double wide windows provides generous space for everyday living and entertaining while overlooking the landscaped grounds. The sunny dine-in kitchen is a standout – totally updated with soft-close Shaker cabinetry, stainless steel appliances and new countertops —combining style and everyday functionality. The primary bedroom comfortably accommodates a king-sized bed, includes two spacious closets and has double exposure windows providing excellent natural light. A second cheery and well-proportioned bedroom also offers ample closet space. The full bathroom is refreshed and is equipped with a shower /tub combo. Additional features include tilt-in windows for easy cleaning. Palmer Terrace residents enjoy landscaped grounds with walking paths and benches, a playground, basketball court, on-site laundry, storage, ($45/mo) a fitness center ($20/mo), and unassigned parking is free. Waitlist for garage parking ($85/mo). Ideally located near vibrant downtown Mamaroneck with its restaurants, shops, cinema, and everyday conveniences, as well as the Emelin Theatre and the renovated public library. Outdoor recreation is minutes away at Harbor Island Park, a 44-acre waterfront park offering boating, tennis, beach access, and open green space. Less than one mile to Metro-North Mamaroneck Station with service to Grand Central Terminal in approx. 40 minutes – making daily living and commuting a breeze. Owner has paid in full current building assessment.
Features
- Parking: Unassigned
- Heating: Hot Water, Natural Gas
- Cooling: Wall/Window Unit(s)
- Levels: 2
- Amenities: Basketball Court, Fitness Center, Landscaping, Live In Super, Maintenance Grounds, Parking, Playground, Snow Removal, Trash
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Area, In Basement, Laundry Room
- Year Built: 1961
- Approx Sq. Feet: 900
- Elem. School: Central School
- Middle School: Hommocks School
- High School: Mamaroneck High School
- School District: Mamaroneck
- Pet Policy: Cats OK, No Dogs
- Appliances: Dishwasher, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 942292
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/942292/315palmerterrace_mamaroneck_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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315 Palmer Terrace, #1E, Mamaroneck, NY, 10543
$315,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,491 | $1,552 | $2,042 |
| Total Monthly Payment | $1,566 | $1,627 | $2,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535