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A true New England charmer, this center hall colonial is situated up & off of Mount Pleasant on a bucolic 1-acre lot, offering just over 2, 600sqft of purposeful living space. The main floor features a sunken family room w/ a gas stove & gorgeous opposing stained glass windows filling the space w/ natural light. An expansive dining area seamlessly blends w/ a full height brick wood-burning fireplace & custom mantle perfect for soul-recharging gatherings. Adjacent is a farmhouse kitchen w/ faux wood beams, butcher block end, SS appliances & gas stove. A formal dining room w/ shadow box moulding is just off the main foyer, while hardwood floors flow into a stately living room spanning the depth of the home. Ideal as a flex space or potential additional bedroom. A powder room completes the first floor. Upstairs find a primary suite w/ a custom tile shower & dual sinks in a custom stone-top vanity. Two bedrooms & a full bath w/ tub surround & custom vanity complete the upper level. An unfinished basement offers unlimited potential for additional living space w/ full ceiling height. Further highlights include a newer gas boiler & hot water heater (2 years old), two built-in wall AC units & a 2-car garage. Connected to town water & sewer w/ natural gas for worry free living. A peaceful rolling lot w/ garden area & space to play! Convenient to Church Hill shops, downtown Bethel & I84. Within the Newtown Burrough Historic District & Downtown Sandy Hook, a lifestyle unlike any other! Borough Tax is $280 annually. Some wood rot at window sills, home has been priced accordingly.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Family Room | Main |
| Formal Dining Room | Main |
| Half Bath | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary BR Suite | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $735 | $735 | $735 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,194 | $3,369 | $4,377 |
| Total Monthly Payment | $4,021 | $4,196 | $5,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.