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645 Paradise Ave is a fully renovated cape on just under an acre in Hamden. The kind of renovation where the work is in the walls, not just on the surfaces, new electrical, new plumbing, new insulation, two-zone hydro-air with central AC throughout. The main level has good bones and better finishes. Dark hardwood floors, a brick fireplace in the living room, a kitchen with white shaker cabinets and soft close hinges, quartz counters, and a pass-through opening to the breakfast room. A sunroom with french doors and vaulted ceilings. The half bath is complete with a floating sink and pocket door. An office space or reading area flows seamlessly off of the living room. Primary bedroom is on the main floor with a private bath, walk-in closet with a sliding barn door, and an exposed ceiling beam that gives the room character. Upstairs there are four more bedrooms with hardwood floors, a full bath, and a flex room that functions as a sixth bedroom, home office, nursery or designed to fit your personal needs. Nearly an acre of land, a detached two car garage, a checkerboard patio, located in the Bear Path School district and views of the Sleeping Giant ridge line from the yard that the listing photos don't do justice. Don't miss your chance to make this home yours! Fully renovated home with all work completed with permits. Structural improvements include reconfigured layout, LVL beam installation to allow for removal of load-bearing walls, expanded primary suite with walk-in closet, and redesigned first-floor layout featuring a dedicated primary bathroom and separate half bath. Major system upgrades include new 200 amp electrical service, full rewire, all new plumbing, full insulation replacement throughout, and a high-efficiency hydro-air heating system with central air. Additional upgrades include new ductwork, (2) air handlers, (2) condensers, new thermostats, updated boiler, new hot water heater, and new oil tank. Interior features a fully renovated kitchen with shaker cabinetry, quartz countertops, stainless steel appliances, tiled backsplash, and breakfast bar pass-through. Refinished hardwood flooring, premium LVP in kitchen and breakfast area, new trim and molding, updated bathrooms with tiled showers and niches, modern fixtures, and tiled fireplace. Exterior improvements include new roof, partial window replacement, Hardie plank siding upgrades, new stone patio with pea stone accents, and professional landscaping.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Remodeled,Walk-In Closet,Hardwood Floor | Upper |
| Bedroom 2 | Remodeled,Walk-In Closet,Hardwood Floor | Upper |
| Bedroom 3 | Remodeled,Hardwood Floor | Upper |
| Bedroom 4 | Remodeled,Hardwood Floor | Upper |
| Bedroom 5 | Remodeled,Hardwood Floor | Upper |
| Dining Room | Remodeled,Bay/Bow Window,Hardwood Floor | Main |
| Living Room | Remodeled,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Remodeled,Beams,Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $1,116 | $1,116 | $1,116 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,456 | $2,556 | $3,390 |
| Total Monthly Payment | $3,664 | $3,764 | $4,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.