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42 Maple, Spencer, MA, 01562 | $619,900
Recently renovated, with updated electrical & plumbing, this three-family dwelling sits across from Muzzy Meadow Pond. Ready for immediate occupancy. The residence incorporates three full bathrooms, six bedrooms, third floor unit has walkup attic with two extra rooms waiting to be finished. The culinary heart of this property features a meticulously designed kitchen, complete with elegant cabinets, updated countertops, and a tasteful backsplash, creating an inspiring environment for daily routines. Complementing the interior, a welcoming deck extends the living experience outdoors, offering a tranquil setting for enjoyment on the 3657 square feet lot. Parking for 3+ cars. This property, originally constructed in 1900, embodies enduring character. This property presents a truly remarkable opportunity for owner occupant or an investment. Convenient location, close to shopping, restaurants, schools, walking distance to downtown, 20 minutes to Worcester & 40 minutes to Springfield.
Features
- Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Public School
- Rooms: 14
- Bedrooms: 6
- Baths: 3 full
- Units: 3
- Laundry: Electric Dryer Hookup
- Year Built: 1900
- Approx Sq. Feet: 3,662
- Acreage: 0.08
- Est. Taxes: $1,956
- Lot Desc: Gentle Sloping
- View: Scenic View(s)
- Water Front: Yes
- Appliances: Range, Refrigerator
- MLS#: 73490713
- Website: https://www.raveis.com
/prop/73490713/42maple_spencer_ma?source=qrflyer
Listing by Melissa Jeffery courtesy of Toner Real Estate, LLC Phone: 781-780-9054
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
42 Maple, Spencer, MA, 01562
$619,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $495,920 | $495,920 | $495,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $163 | $163 | $163 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,934 | $3,053 | $4,019 |
| Total Monthly Payment | $3,189 | $3,308 | $4,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630