110 SW 21ST TERRACE, Cape Coral, FL, 33991 | $624,000

Check out the 3D interactive tour & video tour on the link provided! Welcome to this beautifully upgraded waterfront home built in 2020, perfectly situated in a PRIME central Cape Coral LOCATION just off Veterans Parkway and Santa Barbara Boulevard, close to Cape Coral High School, shopping, restaurants, and everyday conveniences. This thoughtfully designed home features 3 bedrooms plus a den and 3 bathrooms, including TWO SPACIOUS PRIMARY SUITES, making it ideal for guests or multigenerational living. Inside, you'll find CUSTOM CLOSETS, designer touches, and ELECTRIC BLINDS in the main living area and primary bedroom, creating both comfort and convenience throughout the home. The property is also equipped with IMPACT-RESISTANT WINDOWS AND DOORS, offering added storm protection and peace of mind. The open living space flows seamlessly to the outdoors where Florida living truly shines. Enjoy the EXTENDED LANAI overlooking the canal, a beautiful pool with a BAJA SUN DECK, and a fully equipped OUTDOOR KITCHEN—perfect for entertaining or relaxing in your private backyard retreat. The home also offers ideal SOUTHER EXPOSURE, providing sun on the pool throughout the day and the perfect setting for enjoying Cape Coral’s outdoor lifestyle year-round. Fruiting MULBERRY TREE & PEACH TREE and a MANGO TREE! Recent upgrades include a MATTE BLACK METAL ROOF installed in 2022 and SOLARS PANELS that keep the ELECTRIC BILL UNDER $50 per month, providing both durability and exceptional energy efficiency. With modern construction, thoughtful upgrades, and an unbeatable central location, this home offers the perfect combination of style, functionality, and Florida waterfront living.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 82 x 125
  • Laundry: Laundry Room
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,910
  • Acreage: 0.24
  • Lot Size: 82 x 125
  • Est. Taxes: $8,341
  • View: Water
  • Water Front: Yes
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7523850
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/C7523850/110sw21stterrace_capecoral_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/6/2026 9:02:13 AM)
Listing courtesy of MAXIM LLC   Phone: 239-274-0057

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

110 SW 21ST TERRACE, Cape Coral, FL, 33991

$624,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $499,200 $499,200 $499,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $695 $695 $695
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,033 $3,155 $4,112
Total Monthly Payment $3,820 $3,942 $4,899

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.