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PRICE IMPROVED! USDA Eligible | Walk to Downtown Woodruff | Select Furnishings Available Don’t miss this incredible opportunity to own an immaculately maintained 3-bedroom, 2-bath single-level home tucked away on a quiet cul-de-sac in the desirable Pearson Park community of Woodruff. Enjoy small-town living with big convenience—just an 8-minute walk to downtown Woodruff’s restaurants, shopping, and Main Street amenities, plus only a 4-minute walk to McKinney Park with playground, splash pad, ball fields, and outdoor gathering spaces. Inside, you’ll find an inviting open floor plan with luxury vinyl plank flooring throughout the main living areas and a stylish kitchen featuring a center island and abundant counter space—perfect for everyday living or entertaining guests. The spacious primary suite offers a large private bath and generous walk-in closet. Outside, the beautifully manicured lawn showcases the pride of ownership found throughout this super clean, truly move-in-ready home. Select furniture may also be included with an acceptable offer, making this an even easier move! At the new price of $239, 000, this home delivers exceptional value, location, and financing flexibility. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $115 | $115 | $115 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,145 | $1,193 | $1,561 |
| Total Monthly Payment | $1,335 | $1,383 | $1,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.