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Presented by
Nancy Hainsworth - The Hainsworth Team |
20 Whalers Point, East Haven, CT, 06512 | $650,000
A standout opportunity for the savvy shoreline buyer- 20 Whalers Point offers a rare second chance to own a free-standing home in one of the area's most quietly desirable coastal communities, now positioned at an exceptional value. Set within an intimate enclave of just 32 homes-including only 10 free-standing residences-this 3-bedroom, 3-bath home delivers low-maintenance living with the feel of a single-family property. Residents enjoy a sandy association beach and sitting dock-perfect for gathering with neighbors, unwinding by the water, and taking in peaceful views toward Kelsey Island. Inside, the main level features a bedroom with en suite bath for flexible living, along with a spacious dining area and a bright living room anchored by a custom built-in bookcase and ventless fireplace. Crown molding throughout adds a refined finish. The kitchen is both functional and inviting, with a large center island, updated countertops (approx. 5-6 years old), and a sun-filled turret-style eat-in area-where you can enjoy quiet moments overlooking the nearby salt marsh and its natural wildlife. Upstairs, the primary suite offers a full bath with walk in shower, walk-in closet and private balcony, creating a peaceful retreat, along with the convenience of second-floor laundry. Additional highlights include central air, generator, 2-year-old hot water heater, 2018 roof, and 2023 furnace. Low HOA for grounds maintenance. This is the one to come see!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 3 full
- Laundry: Upper Level
- Style: Colonial
- Year Built: 1997
- Garage: 1-car Attached Garage,Driveway
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air
- Basement: Crawl Space,Unfinished,Interior Access,Concrete Floor
- Above Grade Approx. Sq. Feet: 1,900
- Acreage: 0.19
- Est. Taxes: $11,292
- HOA Fee: $252 Monthly
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- High School: East Haven
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Disposal,Washer,Dryer
- MLS#: 24161815
- Website: https://www.raveis.com
/raveis/24161815/20whalerspoint_easthaven_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 11.0 x 12.0 | Main | |
| Bedroom 2 | Full Bath | 12.0 x 13.0 | Upper |
| Dining Room | Hardwood Floor | 10.0 x 17.0 | Main |
| Eat-In Kitchen | Remodeled,Breakfast Nook,Granite Counters,Hardwood Floor | 10.0 x 13.0 | Main |
| Full Bath | 7.0 x 9.0 | Main | |
| Living Room | Balcony/Deck,Book Shelves,Fireplace,Hardwood Floor | 13.0 x 20.0 | Main |
| Primary Bedroom | Balcony/Deck,Full Bath,Sliders,Walk-In Closet | 20.0 x 22.0 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Nancy Hainsworth - The Hainsworth TeamSales Associate
203.623.9435
Nancy.Hainsworth@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
20 Whalers Point, East Haven, CT, 06512
$650,000
Nancy Hainsworth - The Hainsworth Team
Sales Associate
William Raveis Real Estate
Phone: 203.623.9435
Nancy.Hainsworth@raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $941 | $941 | $941 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,993 | $3,330 | $4,318 |
| Total Monthly Payment | $4,026 | $4,363 | $5,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524