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Great opportunity in Westfield! Located at 149 Shaker Rd, this 3-bedroom, 1-bath home offers solid potential for buyers looking to add value. The interior is ready for updates and some TLC, making it an excellent opportunity for investors, flippers, or owner-occupants looking to build equity. Many of the major exterior improvements have already been completed, including siding and windows that are approximately 2 years old, along with a newer roof, helping reduce future maintenance costs. The property also includes a detached 2-car garage, providing great space for parking, storage, or a workshop. Conveniently located near shopping, restaurants, and major routes. With key exterior updates already done, this home presents a great chance to customize the interior and unlock its full potential.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Flooring - Hardwood | First |
| Bedroom 3 | Flooring - Hardwood | First |
| Dining Room | Flooring - Laminate | First |
| Kitchen | Flooring - Laminate | First |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Flooring - Hardwood | First |
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $349 | $349 | $349 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $2,148 | $2,192 | $2,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.