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Welcome to this well-maintained and desirable ranch-style home in Waterbury. Offering 3 bedrooms and 1 full bath across approximately 1, 193 square feet, this home sits on a generous 0. 46-acre lot, providing both comfort and space to enjoy. Step inside to find a spacious living room highlighted by a cozy fireplace, perfect for relaxing or entertaining. The large eat-in kitchen and opens seamlessly to the expansive backyard-ideal for outdoor gatherings or future enhancements. Hardwood floors run throughout the home, adding warmth and character, while recent updates including a newer roof, boiler, and fresh interior and exterior paint offer peace of mind. Additional features include a partially finished basement with ample storage, an attached garage, and a detached barn that provides endless possibilities for a workshop, storage, or creative space. The sizable lot offers potential for expansion or subdivision. Conveniently located near local amenities, shopping, and major routes, this property is a great opportunity for buyers seeking a move-in ready home with added potential.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $631 | $631 | $631 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,676 | $1,746 | $2,306 |
| Total Monthly Payment | $2,382 | $2,452 | $3,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.