|
|
Welcome to easy, low-maintenance living in The Reserve at Cypress Ridge, a gated enclave within the highly sought-after, amenity-rich Cypress Ridge community. Located at 469 Rye Creek Circle, this beautifully maintained home offers the perfect blend of comfort, convenience, and lifestyle-ideal as a primary residence, second home, or lock-and-leave retreat. Enjoy true maintenance-free living with a regime that covers pine straw, lawn care, annual power washing, and pest control, giving you peace of mind and freeing up your time to enjoy everything this vibrant community has to offer. Simply move in and start living. Lovingly maintained and only lightly lived in as a second home, this property shows like new and features over $65, 000 in upgrades inside and out. Enhancements include a widened driveway, added landscaping with palm trees for a more private, tropical setting, and thoughtful interior improvements designed for both comfort and functionality. The flexible single-story floor plan offers 3-4 bedrooms and 2 full baths, ideal for a variety of lifestyles. A standout feature is the original flex room, expertly customized by a master craftsman with wall-to-wall built-ins, cabinetry, and a Murphy bed, perfect as a home office, den, or guest suite. An additional bedroom with a separate private entrance adds even more versatility for guests or multi-generational living. The upgraded kitchen features custom cabinetry and expanded workspace, seamlessly flowing into the open-concept living and dining areas-ideal for entertaining or everyday living. Step outside and enjoy true Lowcountry living from your private patio overlooking a serene wooded setting and tranquil lagoon views, offering both privacy and relaxation. Residents of Cypress Ridge enjoy an exceptional lineup of resort-style amenities, including pools with a lazy river, clubhouse, fitness center, tennis, pickleball, and basketball courts, walking trails, dog park, and playground-creating a lifestyle that's both active and relaxing. With its combination of gated privacy, extensive upgrades, low-maintenance ownership, and prime location, this home presents an outstanding opportunity for buyers seeking simplicity, flexibility, and long-term value in one of Bluffton's most desirable communities. This is more than a home-it's a lifestyle. A truly must-see property. Schedule your private showing today. Note: Tax records reflect second home use, not primary residence.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,462 | $2,594 | $3,348 |
| Total Monthly Payment | $2,537 | $2,669 | $3,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.