20 Day Road, Campbell Hall, NY, 10916 | $615,000

Looking for a blend of classic charm and modern efficiency? This beautifully maintained Center Hall Colonial offers the perfect layout for comfortable living including a Versatile Guest Suite complete with its own entry, living area, and kitchen. It is situated on 1. 1 private acres within the highly sought-after Washingtonville School District. Step onto recently installed engineered hardwood floors that flow throughout the entire home. The spacious eat-in kitchen features a massive six-foot pantry, perfect for stocking up. Enjoy a private bedroom featuring a dedicated en-suite bath and a roomy walk-in closet. The family room has a beautiful brick fireplace, and enjoy the convenience of first-floor laundry. The sliding doors in the family room take you out to a 12' x 24' Trex deck overlooking your expansive backyard. The full basement with Bilco doors provides easy access and endless storage or workshop potential. Move in with total peace of mind knowing these Major Recent updates have been completed: New Roof in 2018, New Well Pressure Tank in 2019 and new Boiler & Hot Water Heater in 2021. This home perfectly balances traditional style with the "big ticket" updates every buyer wants.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Colonial
  • Year Built: 1987
  • Heating: Baseboard
  • Cooling: None
  • Basement: Bilco Door(s), Full
  • Approx Sq. Feet: 3,088
  • Acreage: 1.1
  • Est. Taxes: $10,049
  • Elem. School: Little Britain Elementary School
  • Middle School: Washingtonville Middle School
  • High School: Washingtonville Senior High School
  • School District: Washingtonville
  • Appliances: Dishwasher, Range, Refrigerator, Trash Compactor
  • MLS#: 974445
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/974445/20dayroad_campbellhall_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Sweeney TeamSales Associate

339.832.1634

SweeneyTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Day Road, Campbell Hall, NY, 10916

$615,000

Sweeney Team

Sales Associate

William Raveis Real Estate

Phone: 339.832.1634

SweeneyTeam@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $492,000 $492,000 $492,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $837 $837 $837
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,910 $3,069 $3,987
Total Monthly Payment $3,839 $3,998 $4,916

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.