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Modern farmhouse design meets refined craftsmanship in this to-be-built home set within the highly desirable Chatham Lake neighborhood, an established community of upscale homes on spacious lots, offering a peaceful setting surrounded by natural beauty. Positioned atop a gentle rise, the property captures beautiful ridgeline views and stunning sunset exposures from the front of the home, creating a truly special setting that's hard to replicate. The exterior blends clean contemporary lines with warm rustic elements, highlighted by a welcoming covered front porch with natural wood columns and metal roofing accents. Inside, the home is thoughtfully designed to combine modern functionality with comfortable, country-inspired living, featuring natural textures, clean finishes, and an ideal layout for both everyday living and entertaining. The main level showcases an open concept floor plan anchored by a spacious great room with a fireplace and elegant coffered ceiling. The great room flows seamlessly into the custom kitchen and dining area, where an oversized granite island and butler's pantry provide both style and function, perfect for hosting or daily use. A dedicated office on the main level offers flexibility for today's lifestyle needs. Upstairs, you'll find four bedrooms plus a large bonus/family room that could also be used as an additional bedroom, along with three full bathrooms and a second-floor laundry room, providing plenty of space to spread out and unwind. Built by a seasoned local builder with over 25 years of experience in residential construction, this home reflects a commitment to quality craftsmanship, thoughtful design, and attention to detail throughout. Beyond the home itself, the lifestyle here is what truly sets it apart. Residents enjoy access to a private spring-fed lake, perfect for swimming, kayaking, paddleboarding, canoeing, ice skating, or simply relaxing by the water, with excellent bass fishing as well. Step outside your door to explore nearby hiking trails, or take a short drive to Haddam Meadows State Park and the Connecticut River boat launch, all while enjoying a location that offers convenient access to Hartford in approximately 30 minutes, New Haven in 40 minutes, the shoreline in about 20 minutes, and both New York City and Boston in roughly two hours. Photos are provided to showcase the builder's quality, craftsmanship, and design style. Some images may be from previously completed homes and may include upgrades, alternate layouts, or features not included in this home. Actual finishes and specifications will vary based on final plans and selections.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Full Bath,Walk-In Closet,Wall/Wall Carpet | 12.5 x 13.0 | Upper |
| Bedroom 2 | Full Bath,Walk-In Closet,Wall/Wall Carpet | 12.5 x 13.0 | Upper |
| Bedroom 3 | Walk-In Closet,Wall/Wall Carpet | 11.0 x 15.0 | Upper |
| Bedroom 4 | Wall/Wall Carpet | 11.8 x 21.0 | Upper |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor | 13.0 x 12.0 | Main |
| Full Bath | 9 ft+ Ceilings,Double-Sink,Tile Floor | 10.0 x 10.0 | Upper |
| Full Bath | 9 ft+ Ceilings,Tile Floor | 7.0 x 9.0 | Upper |
| Great Room | 9 ft+ Ceilings,Fireplace,Sliders,Hardwood Floor | 18.8 x 20.8 | Main |
| Half Bath | Tile Floor | 7.0 x 7.0 | Main |
| Kitchen | 9 ft+ Ceilings,Granite Counters,Quartz Counters,Island,Pantry,Hardwood Floor | 16.5 x 17.0 | Main |
| Office | 9 ft+ Ceilings,Hardwood Floor | 13.0 x 13.0 | Main |
| Primary Bath | Double-Sink,Tile Floor | 10.0 x 12.0 | Upper |
| Primary BR Suite | Ceiling Fan,Full Bath,Walk-In Closet | 13.0 x 19.5 | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $178 | $178 | $178 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,600 | $6,076 | $8,371 |
| Total Monthly Payment | $5,903 | $6,379 | $8,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.