348 Temple Road, Ridgeville, SC, 29472 | $735,000

Set on a spacious 1. 14-acre homesite in the desirable Summerville/Ridgeville area, this impressive 2, 882 sq ft property offers exceptional versatility, comfort, and room to grow. With 5 bedrooms and 4. 5 baths, this home is perfectly suited for multigenerational living, a home-based business, or anyone seeking extra space both inside and out. Inside, you'll find durable and stylish luxury vinyl plank flooring throughout, creating a seamless and low-maintenance living environment. The main level features a private primary suite for convenience and privacy, while a junior suite upstairs provides an ideal retreat for guests or family members. An expansive two-room suite above the carport, complete with its own full bath, offers incredible flexibility--perfect as a private in-law suite, guest quarters, or dedicated office space. The kitchen is thoughtfully designed for both everyday living and entertaining, featuring granite countertops, two range tops--including one on the island--and a full suite of stainless steel appliances, making it a standout space for any home chef. Step outside and experience everything this property has to offer. Enjoy the beauty of multiple fruit trees, relax by the 12 x 24 above-ground pool, and appreciate the peace of mind provided by a whole-house propane generator. A dedicated pump house/shed houses a whole-house water softener and offers ample storage for landscaping equipment. For anglers, a designated fish cleaning station adds a unique and practical touch. The large shop/garage is a true highlight--fully insulated and equipped with two oversized bays with 10-foot roll-up doors, two additional smaller roll-up doors, a 60-gallon integrated air compressor, and an overhead hoist. Whether for work, hobbies, or storage, this space is built to handle it all. With its rare combination of acreage, upgrades, and functional amenities, this property delivers the perfect blend of comfort, utility, and country-style living just minutes from town conveniences.

Features

  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Development: 63 - Summerville/Ridgeville
  • Year Built: 2013
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,882
  • Acreage: 1.14
  • Lot Desc: 1 - 2 Acres
  • Elem. School: Sand Hill
  • Middle School: Gregg
  • High School: Summerville
  • MLS#: 26008121
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/26008121/348templeroad_ridgeville_sc?source=qrflyer
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Listing courtesy of Redfin Corporation

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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348 Temple Road, Ridgeville, SC, 29472

$735,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $588,000 $588,000 $588,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,478 $3,620 $4,801
Total Monthly Payment $3,570 $3,712 $4,893

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.