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Set in a peaceful Cumberland neighborhood, this thoughtfully updated ranch offers the perfect combination of privacy, space, and comfort. Step in to the bright & welcoming layout designed for easy living. The kitchen opens naturally to the main living space, making it ideal for both casual nights at home and hosting guests. Featuring granite countertops, SS appliances, and generous workspace, it's a kitchen that truly functions as the heart of the home. A separate dining area adds flexibility for more formal gatherings, while the cozy living room with gas fireplace creates a warm and inviting atmosphere. Fall in love with the bonus room that is perfect for relaxing and watching the activity outside. Out back, you'll find a spacious, fully fenced yard that feels like a private retreat. Bordering a wooded backdrop, this space is perfect for relaxing, entertaining, or enjoying nature, whether around the fire pit or growing vegetables in the garden area. This home also offers hardwood flooring, fresh interior paint, and fiber optic connectivity for today's modern needs. Downstairs, the finished walkout lower level expands your living space with endless possibilities, home office, gym, playroom, or hobby area, along with a dedicated laundry space, storage, and a workshop. Ideally located close to I-295, the Blackstone River Bikeway, Kirkbrae Country Club, and local shops & dining. Don't let the exterior fool you, this home offers far more space and versatility than meets the eye.
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $395 | $395 | $395 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,552 | $3,404 |
| Total Monthly Payment | $2,971 | $3,039 | $3,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.