|
58 Neck Road, Madison (East River), CT, 06443 | $699,000
**OFFERS DUE MONDAY 3/30 AT NOON*** LOCATION! LOCATION!! LOCATION!! Ideally situated south of Route 1 in one of Madison's most desirable beach communities, this move in ready 3 bedroom, 2 bath Cape offers a perfect blend of coastal charm, modern updates, and exceptional convenience. Just a short stroll to the Madison Surf Club and minutes from downtown Madison, this 1, 477 sq ft home sits on a beautifully level 0. 28 acre lot abutting Madison Land Trust property and features hardwood floors throughout, the living room has a natural gas fireplace with stone facade, and a sun filled three season room. The updated eat in kitchen includes granite countertops, a breakfast bar, stainless steel appliances, and a pot filler, while the adjacent step down mudroom provides custom builtin lockers, laundry, and access to a spa like full bath with radiant heated floors and a walk in frameless glass shower. Upstairs offers three nicely sized bedrooms and a second full bath, also tastefully updated with bead board detail and radiant heated floors. Outdoor amenities include a front stone paver walkway and bluestone steps, a spacious patio, a newly installed vinyl fenced outdoor shower, and a one car detached garage with a new door and opener. Major updates include a natural gas HVAC system with central air, on demand propane hot water heater, solar panels, a newer roof, updated windows, a 200amp electrical panel with generator hookup, newer driveway, split rail fence, and a basement system. Less than a mile to town and offering easy access to I-95, beaches, shopping, and dining, this home delivers the ideal combination of comfort, efficiency, and coastal living. Note: Home does not include beach association rights, BEACH ACCESS WOULD BE AT THE SURF CLUB.
Features
- Town: Madison
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1947
- Garage: 1-car Detached Garage,Paved,Driveway
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Unfinished,Storage,Interior Access,Concrete Floor
- Above Grade Approx. Sq. Feet: 1,477
- Acreage: 0.28
- Est. Taxes: $10,565
- Lot Desc: Level Lot,Professionally Landscaped
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Daniel Hand
- Appliances: Gas Range,Refrigerator,Dishwasher,Washer,Electric Dryer
- MLS#: 24160733
- Website: https://www.raveis.com
/prop/24160733/58neckroad_madison_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: (203) 481-4571
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Dining Room | Book Shelves,Hardwood Floor | Main |
| Living Room | Built-Ins,Gas Log Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Book Shelves,Built-Ins,Hardwood Floor | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
58 Neck Road, Madison (East River), CT, 06443
$699,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $880 | $880 | $880 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,443 | $3,581 | $4,681 |
| Total Monthly Payment | $4,415 | $4,553 | $5,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524