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Gorgeous one-of-a-kind home in desirable St. Andrews estates where the HOA fee is only $40 per year. Over 2, 300 sq. ft. of living space on a large, fenced lot, measuring over quarter acre and perfect for pets. This beauty has large rooms and has been well maintained and updated. Rich, Cherry Craftsman style cabinetry throughout the home punctuates its unique style. New stainless appliances and granite counter tops in the kitchen. Chefs will appreciate the abundance of storage, prep space and great lighting. The family room is over 600 sq. ft. and features a wet bar, mini refrigerator and two pass-through windows from the kitchen. It is large enough for a pool table, art studio, music room or whatever your heart desires and just steps away from the lanai. This spacious home is great for entertaining! There is a dedicated living room and dining room with a wall of windows overlooking the lanai and garden like back yard. The ensuite Primary Bedroom features two access doors, a huge walk-in closet with adjustable shelves, stand-alone shower and linen closet. Bathroom #2 features a bright natural light solar tube and tub/shower combination. A private bonus room adjacent to the kitchen is ideal for both the laundry area and a computer workspace. The lanai was recently rebuilt with a new vaulted ceiling, screens and sliding doors. Additionally, there is both a front and back open patio to enjoy. Mature landscaping and irrigation system in place. Special upgrades and features include ** Roof 2022 ** Rebuilt Lanai 2022 ** A/C 2019 **New electrical panel and electrical updates 2022 **Water Heater 2020**New rear double pane windows and storm shutter 2019 **New garage and entry way screens 2022 ** Tile flooring throughout ** New interior and exterior doors ** Updated ceiling fans ** Stand-alone freezer and extra refrigerator are included in the sale. St. Andrews Estates is a unique neighborhood within the Sun City Center Community Association, known for large lots, and low fees. Fences are allowed. Rated the #1 active 55+ community in the USA. This golf cart assessable community has fantastic amenities including fitness, pools, sports courts, recreation, clubs, activities, volunteer opportunities, stores, restaurants, financial facilities, and houses of worship. Minutes away is I 75 linking to a short drive to Tampa, Sarasota and St. Petersburg, near 3 international airports, beaches, theater, museums, fine dining, advanced medical, special events and major league sports too. What a great place to be living the dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $343 | $343 | $343 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,847 | $2,431 |
| Total Monthly Payment | $2,193 | $2,265 | $2,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.