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Welcome home to this move-in ready ranch in the desirable Upper East Side of Torrington! This six-room home offers easy one-level living with a eat in kitchen and formal dining, wood floors, and comfortable floor plan. Enjoy seamless indoor-outdoor living with sliders leading to a deck overlooking a level backyard-perfect for relaxing, entertaining. Living room with fireplace and finished room in lower level also has a cozy fireplace and it is a full walk out which also features a full bath, excellent potential for an in-law setup or additional living space. Additional highlights: Brand new roof, generator ready, new hot water heater, public water and town sewer, covered front porch, 3 baths, updated windows and wood floors. Plenty of storage space and unique sliders off back of garage to spacious deck as well. Conveniently located with easy access to shopping, dining, and everyday needs. Well cared for home.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 12.9 x 11.2 | Main | |
| Dining Room | Hardwood Floor | 12.9 x 10.6 | Main |
| Family Room | Fireplace,Partial Bath | 17.6 x 33.6 | Lower |
| Kitchen | Remodeled,Dining Area | 11.2 x 18.1 | Main |
| Living Room | Fireplace,Hardwood Floor | 14.2 x 22.1 | Main |
| Primary Bedroom | Full Bath,Walk-In Closet | 14.1 x 15.1 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $560 | $560 | $560 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,870 | $1,946 | $2,549 |
| Total Monthly Payment | $2,505 | $2,581 | $3,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.