101 Cardinal Drive, Seneca, SC, 29672 | $899,900

Refined Lakefront Living on Lake Keowee, welcome to 101 Cardinal Drive. Perfectly positioned on the coveted south end of Lake Keowee within the sought-after Normandy Shores community, this beautifully renovated brick ranch offers an exceptional blend of timeless design, modern upgrades, and effortless waterfront living. From the moment you arrive, the home sets the tone with a freshly epoxy-coated covered front porch, an inviting introduction to the quality found throughout. Step inside and you’re immediately drawn to breathtaking views of Lake Keowee’s signature emerald waters, creating a serene backdrop that defines the entire living experience. The main level has been thoughtfully reimagined with newly installed custom solid hardwood floors, fresh designer paint, and curated lighting that enhances both warmth and sophistication. A classic wood-burning fireplace anchors the living space, offering a perfect balance of comfort and elegance. The kitchen has been tastefully updated with refreshed cabinetry and a new LG refrigerator, seamlessly blending style and functionality. Throughout the home, custom adjustable closet systems elevate everyday living with tailored organization and efficiency. Additional enhancements, including new drywall, trim, and garage finishes reflect a meticulous attention to detail. Designed for both entertaining and relaxation, the walk-out lower level features a custom bar, mini refrigerator, and dedicated ice machine hookup, ideal for preparing for a day on the water. A spacious secondary living area offers the perfect setting for a private home theater or lounge, while the generously sized bedroom and full bath provide an ideal guest retreat. With direct access to the lower patio and minimal grade, the home also offers enhanced accessibility. Outdoors, the lifestyle truly comes to life. The gently sloping lot leads effortlessly to your newly renovated private dock, complete with synthetic decking, upgraded mooring bumpers, cleats, Permanent piers, swim stairs, and the capacity to accommodate two boats, delivering a turnkey lake experience. Beyond the property, enjoy the rare convenience of being just minutes from the charm and energy of downtown Seneca, along with close proximity to Clemson University, premier healthcare, and everyday amenities. Normandy Shores offers a welcoming sense of community with a neighborhood boat launch, social gatherings, and quiet, walkable streets perfectly complementing the relaxed luxury of Lake Keowee living. This is more than a home; it’s a lifestyle defined by water, comfort, and refined simplicity.

Features

  • Amenities: Boat Ramp
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: 1st Floor, Laundry Closet, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Ranch
  • Year Built: 1979
  • Garage: 1-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air, Electric
  • Basement: Finished, Full, Walk-Out Access, Interior Entry
  • Acreage: 0.83
  • Est. Taxes: $6,955
  • HOA Fee: $50 Annually
  • Lot Desc: 1/2 - Acre, Corner Lot, Sloped, Few Trees, Sprklr In Grnd-Partial Yd
  • View: Water
  • Water Front: Yes
  • Elem. School: Northside
  • Middle School: Seneca
  • High School: Seneca
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Self Cleaning Oven, Convection Oven, Refrigerator, Washer, Electric Oven, Free-Standing Electric Range, Range, Range Hood, Electric Water Heater
  • MLS#: 1585657
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/1585657/101cardinaldrive_seneca_sc?source=qrflyer
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Listing courtesy of My Upstate Home LLC   Phone: 864-777-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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101 Cardinal Drive, Seneca, SC, 29672

$899,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,920 $719,920 $719,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.145% 6.117%
Monthly Tax Payment $580 $580 $580
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,201 $4,316 $6,027
Total Monthly Payment $4,873 $4,988 $6,699

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.