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Rare waterfront opportunity in Indian Rocks Beach: A 3-bedroom, 2-bathroom home featuring 73 feet of Intracoastal water frontage. Perfectly positioned on a calm inlet, this property is a boater’s dream, equipped with a updated private dock and a 9, 000lb lift keeping your vessel ready for sunset cruises or offshore fishing in the Gulf at a moment's notice. Designed for both relaxation and resiliency, the home boasts an expansive covered rear deck perfect for your morning cup of coffee or evening cocktails and an oversized hot tub with panoramic water views. A paver walkway, firepit, and alfresco dining area round out a backyard built for enjoyment. Inside, the 1, 624 square feet of elevated living space is designed to keep the water front and center. Multiple French doors open the rear of the home to the deck, engineered hardwood floors carry through the main living areas, and the kitchen anchors the open-concept space with solid surface counters, updated appliances, and an easy flow into the dining and living rooms. Plantation shutters, updated lighting, and newer ceiling fans throughout give the interior a clean, coastal finish. The primary suite sits upstairs with a walk-in closet and serene inlet views. The ground level combines a two-car garage with additional storage space . Perhaps most importantly, this home remained high and dry through recent hurricanes, and it carries an assignable flood insurance policy at approximately $900 per year, a number that speaks for itself on an Intracoastal address in Pinellas County. The investment profile is equally clear. No HOA, no minimum lease period, a metal roof, a seawall updated in 2019, and a proven short-term rental history with projected annual revenue of $90, 000 or more. A few blocks to the sand, dining, and shops along Gulf Boulevard, with easy access to Clearwater Beach and the broader Indian Rocks corridor. Don’t miss this low-maintenance, move-in-ready beach house in one of Pinellas County’s most sought-after golf-cart-friendly communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,380,000 | $1,380,000 | $1,380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,867 | $1,867 | $1,867 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,274 | $8,497 | $11,645 |
| Total Monthly Payment | $10,266 | $10,489 | $13,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.