308 COLONY POINT DRIVE, Punta Gorda, FL, 33950 | $599,000

SAILBOAT ACCESS WATERFRONT HOME IN PGI W/LONG CANAL VIEW - Check out this wonderful 3 bed/2 bath waterfront home in Punta Gorda Isles that features a fantastic, long canal view and quick sailboat access to Charlotte Harbor. Start living your Florida dreams here. Step inside to discover a spacious, open layout tons of natural light. Tile flooring runs throughout and sliding glass doors line the back of the home, keeping the pool and canal in view from nearly every angle. The living and dining areas connect seamlessly, with a separate family room providing additional space to gather, complete with a fireplace and skylights that bring in more natural light. The kitchen is centrally positioned with breakfast bar seating and easy access to both living spaces. Home has been meticulously maintained and is in move-in condition. A split-bedroom layout provides privacy, with engineered hardwood flooring in all bedrooms adding warmth and contrast. The master suite has a large en-suite bath with dual sinks, a corner tub and separate shower plus a large walk-in closet. Two guest bedrooms share a guest bath that doubles as a pool bath with direct access to the lanai. Outdoor living is where this home truly shines. The screened lanai features a heated pool, covered seating area, and open space to enjoy the sun, all overlooking a long canal view that enhances both privacy and perspective. Boating is made easy with a 30-foot dock and direct sailboat access to Charlotte Harbor. Whether heading out for the day or enjoying the view from your backyard, this setting is built around life on the water. Start enjoying some of the best fishing and boating in SW Florida from your private dock. Other amenities include an attached, two-car garage and hurricane protection. Updates include impact-resistant windows in the bedrooms and garage plus a new water softener (2026) new water heater (2025) and new screens on the lanai (2023). Make an appointment today. You won't be disappointed - what a view!

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 94 x 1237 x 45 x 120
  • Laundry: Inside, Laundry Room
  • Style: Custom, Florida
  • Year Built: 1988
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,053
  • Acreage: 0.23
  • Lot Size: 94 x 1237 x 45 x 120
  • Est. Taxes: $9,120
  • Lot Desc: FloodZone, City Lot, Near Golf Course
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Range, Refrigerator, Washer
  • MLS#: C7523811
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/C7523811/308colonypointdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 3:22:44 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

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308 COLONY POINT DRIVE, Punta Gorda, FL, 33950

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $760 $760 $760
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,759 $3,068 $3,979
Total Monthly Payment $3,611 $3,920 $4,831

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.