12004 NEWGATE AVENUE, Port Charlotte, FL, 33981 | $425,000

One or more photo(s) has been virtually staged. Brand-new 2026 construction offering 3 bedrooms plus a versatile den, blending modern architecture with elevated finishes and thoughtful craftsmanship throughout. Soaring ceilings and tile flooring throughout the entire home — with no carpet — create a bright, expansive atmosphere from the moment you step inside. The open-concept design flows effortlessly into a stunning chef-inspired kitchen featuring an oversized island with cabinetry on both sides, sleek push-open and soft-close cabinetry, and a spacious walk-in pantry — ideal for everyday living and entertaining. The living area is enhanced by expansive sliding glass doors that open fully to the covered patio, creating seamless indoor-outdoor flow and allowing natural light to pour in. Premium upgrades include high-end plumbing fixtures and shower heads, Toto toilets, a bathtub integrated within the shower for added versatility, USB-integrated outlets, modern interior doors and hardware, a Rheem Gladiator water heater for long-term reliability, and epoxy-coated garage flooring for a polished, finished look. The den offers flexible space perfect for a home office, media room, or additional living area. Step outside to a generous covered patio with ample room to personalize your outdoor space. Situated on its own well and septic system, offering efficiency and potential long-term savings. Seller is motivated — bring all offers. Identical floor plan available at additional addresses. English, Russian, Spanish, and Portuguese assistance available.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,831
  • Acreage: 0.23
  • Est. Taxes: $649
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: A4687232
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/A4687232/12004newgateavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 10:47:10 AM)
Listing courtesy of KW Elevate Luxury   Phone: 239-330-1217

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12004 NEWGATE AVENUE, Port Charlotte, FL, 33981

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $54 $54 $54
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,957 $2,177 $2,823
Total Monthly Payment $2,086 $2,306 $2,952

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.