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Builder’s new construction Concord model offering approximately 3, 700 SF of living space with 5 bedrooms and 3. 5 bathrooms. First floor includes approximately 1, 898 SF with 9’ ceilings, featuring a formal living room, dining room, large family room, and a first-floor office/bedroom with full bath. The kitchen is designed with a center island, breakfast area, and butler’s pantry, opening directly to the main living space for a functional layout. The second floor offers approximately 1, 802 SF with 8’ ceilings and includes a primary bedroom with en-suite bath featuring double vanity, soaking tub, and separate shower, along with additional bedrooms, full hall bath, and laundry room. Bedrooms include wall-to-wall carpeting, with hardwood flooring throughout the first floor and upper hallway. Full basement with 8’ ceilings provides additional space and flexibility. The home includes a 2-car garage (approx. 916 SF) with interior access. Built with quality materials and finishes including 4” red oak flooring, ceramic tile bathrooms, custom molding and trim, fireplace with mantle, and shaker-style kitchen cabinetry with quartz countertops, ceramic tile backsplash, and stainless steel appliances. Additional features include 2-zone central air system, tankless hot water, 200 amp electric service, and energy-efficient construction. Exterior includes vinyl siding, architectural roof shingles, paver walkway, driveway, sprinkler system, and seeded yard. Located in a limited subdivision in East Setauket, offering new construction in an established residential setting. Buyer to Pay Transfer Tax, Survey, Sewer Connection, Gas Connection, Water Tap Fee.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,749,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,399,992 | $1,399,992 | $1,399,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $2,205 | $2,205 | $2,205 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,840 | $8,507 | $11,720 |
| Total Monthly Payment | $10,170 | $10,837 | $14,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.