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Just steps from the waterfront in Bay Shore, this updated expanded ranch offers the perfect South Shore lifestyle. Located near Bay Shore Marina, the home is also within close distance to vibrant Main Street, with Dining and shopping. Close to LIRR, and the Fire Island Ferries. This home features 4 bedrooms and 3 full baths with a bright open-concept layout designed for comfortable living and entertaining. The kitchen showcases beautiful granite countertops that flows seamlessly into the dining area and spacious living room. The second level offers a primary suite with a spa-like bathroom featuring a soaking tub and a large walk-in shower. Outside, The fenced backyard is a private oasis with a slate patio, play area relaxing gazebo plus natural gas fire pit, Hawaiian-style torches, and plenty of room for recreation. This exceptional home perfectly combines tranquility and convenience. make it your own before its too late will not last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $1,022 | $1,022 | $1,022 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,544 | $3,738 | $4,893 |
| Total Monthly Payment | $4,658 | $4,852 | $6,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.