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Under contract-accepting backup offers. ASSUMABLE 2. 25% VA LOAN AVAILABLE FOR QUALIFIED BUYERS!! This is more than a home—it’s a lifestyle! Nestled in the highly sought-after Lumsden Pointe community of Valrico, this stunning two-story pool home is perfectly positioned on a corner lot, surrounded by over 20 varieties of flowering plants, creating a lush, tropical oasis that feels like your own private paradise. From the moment you arrive, you’ll notice the pride of ownership and the welcoming charm of a neighborhood that feels truly special. Step through the dramatic two-story grand foyer and be greeted by natural light that flows effortlessly throughout the home. Formal living and dining rooms at the front provide versatile spaces for entertaining or quiet reflection, while the open-concept kitchen and family room effortlessly connect to the pool deck, making indoor-outdoor living a joy. A convenient half bath and a large under-stair storage closet complete the main level for added functionality. The gourmet kitchen is a chef’s dream, featuring stainless steel appliances, abundant granite countertops, ample cabinetry, and a bright breakfast nook with French doors opening to the lanai. A spacious media/bonus room just off the kitchen offers endless possibilities—home theater, playroom, or home office—and opens directly to the outdoor patio. Upstairs, the primary suite is a serene retreat, complete with a luxurious en-suite bath with granite countertops and a large walk-in closet. Three additional bedrooms are generously sized and share a full bath, also appointed with granite countertops, providing comfort and privacy for family and guests. The backyard is truly a showstopper—an entertainer’s dream with a screened lanai, saltwater pool, elevated spa, and vibrant tropical landscaping, including grapefruit, tangerine, and key lime trees. A pavered patio hosts a charming cabana with a water fountain and ambient lighting, creating the perfect setting for evening relaxation or entertaining. Recent updates include a new garage door (2025), AC and ductwork replaced (2025), and a roof replaced in 2021, ensuring peace of mind for the new owners. Combining timeless design, resort-style outdoor living, and thoughtful updates, this home is not just beautiful—it’s an experience. Move in and immediately feel the warmth, charm, and exceptional lifestyle that makes this home truly one-of-a-kind.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $354 | $354 | $354 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,878 | $2,995 | $3,954 |
| Total Monthly Payment | $3,324 | $3,441 | $4,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.