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Welcome to The Palms of Cortez, a secure gated community ideally located in the heart of Bradenton, where comfort, convenience, and the Florida lifestyle come together. This beautifully updated second-floor one-bedroom condo features a private balcony with both lake and pool views—an ideal setting to relax and enjoy the peaceful surroundings. Inside, the living and dining areas showcase rich cherry hardwood flooring, enhanced by elegant crown molding and cherry wood plantation shutters throughout, adding warmth, character, and timeless appeal. The thoughtfully designed floor plan offers a seamless flow for both everyday living and entertaining. The updated kitchen overlooks the living and dining areas and is tastefully appointed with solid cherrywood cabinetry, granite countertops with a matching backsplash, stainless steel appliances and a convenient breakfast bar—perfectly blending function and classic style. The spacious primary bedroom features tile flooring and a walk-in closet, providing generous storage. The attached full bath is finished with a granite-top cherry hardwood vanity and vessel sink for a touch of modern design. For added convenience, the unit includes an interior laundry closet with a washer and dryer, as well as additional storage space to keep everything organized. Step out onto your private balcony to enjoy peaceful surroundings and Florida’s beautiful year-round weather—an ideal spot for morning coffee or evening relaxation. Residents of The Palms of Cortez enjoy access to a variety of amenities, including a clubhouse with a fitness center and gathering space, a resort-style swimming pool, tennis courts, picnic areas, and a playground—offering something for everyone. The location is hard to beat, with close proximity to the Gulf beaches of Anna Maria Island and Bradenton Beach, as well as convenient access to shopping, dining and daily essentials. Downtown Bradenton and Sarasota are just a short drive away, offering waterfront attractions, restaurants, arts, and entertainment. Whether you’re searching for a primary residence, vacation getaway, or investment property, this condo presents an excellent opportunity to enjoy low-maintenance living in a highly desirable Bradenton location. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $191 | $191 | $191 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $958 | $998 | $1,318 |
| Total Monthly Payment | $1,224 | $1,264 | $1,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.