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Brand-new multi-level TimberTech decks spanning roughly 800 square feet anchor the back of this fully furnished and beautifully renovated lakeside home on private Witches Woods Lake, creating an expansive outdoor haven for hosting, unwinding, and breathing in the calm of true waterfront living. With breathtaking views and direct frontage, the home has been thoughtfully updated in recent years with a modern granite kitchen, stainless appliances, updated flooring on the lower level, new septic system, and new mini-split heating and cooling systems for year-round comfort. The main level offers an easy flow between the kitchen, dining area, and living room, along with two comfortable bedrooms and a refreshed full bath. A sun-filled enclosed porch extends the living space and opens directly to the new decks, creating simple indoor-outdoor connection throughout the seasons. The walk-out lower level adds versatility with a spacious recreation room that could function as an additional bedroom, a second full bath with laundry, and direct access to the yard and shoreline. A one-car garage, breezeway, and multiple storage areas add everyday convenience. With kayaking, swimming, boating, and lakeside quiet just steps from your door- and with every major improvement already complete- this is peaceful, uncomplicated waterfront living where everything just feels easier. Public record lists 1 bed. Home has 2 rooms currently used as bedrooms plus a large room downstairs that could be suitable for many uses.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Full Bath | Main |
| Full Bath | Lower |
| Great Room | Lower |
| Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,040 | $3,040 | $3,040 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $18 | $19 | $25 |
| Total Monthly Payment | $93 | $94 | $100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.