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Located in the Sandy Pointe neighborhood close to many amenities off of Buckwalter including shopping, grocery stores, restaurants, bowling, the cinema, medical facilities, and more, this 2-story home has a covered porch in the front of the home where one can sit and relax and enjoy the afternoon sun. It has had its roof replaced in 2022 and the HVAC in 2021. Enjoy 3 bedrooms and 2 baths plus a potential bonus room. One enters the home to a nice sized great room with cathedral ceiling which is shared with the dining area that has a sliding door to the fenced backyard. There is a breakfast bar overlooking the kitchen where it would be easy to converse with anyone who is cooking. The primary bedroom with full bath is just off the great room as you enter into the home providing privacy away from the guest bedrooms. There are two sun filled guest bedrooms with a full bath up the stairs that are just off the kitchen. And there is also a door from the kitchen to the 1 car garage for easy access to bring in groceries or other purchases and also a pantry plus utility area with a washer and dryer. The garage also has a door for easy access to the backyard. The community has a lovely lake at the front of the community and just beyond a pavilion, gazebo, outdoor swimming pool and a playground for homeowners to use and enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,514 | $1,576 | $2,075 |
| Total Monthly Payment | $1,589 | $1,651 | $2,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.