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WELCOME HOME to this stunning 5Br 3 bath home in a great convenient location. THIS HOME IS LOCATED IN A RURAL HOUSING LOAN ELIGIBLE AREA and Close to Spartanburg and Greenville. Home has recently been painted. LVP flooring on the first floor, carpet in up stair bedrooms and flex room. A large, open kitchen with cream glazed cabinets, a closet style pantry and granite countertops. Dishwasher, built in microwave and an upgraded gas range will remain with the house. Large dining area, great room with fireplace and gas logs. The main floor has 1 bedroom and full bath. The second floor has the owners suite and 3 large bedrooms, and two full baths. There is also a loft/ flex room that is perfect for a home office or Rec. room. This is a smart home with hard wire Surround sound and security system that remains with the home. All the rooms are spacious, open and provide plenty of room for a growing family. The back yard is completely fenced in with wooden privacy fence and there is a nice outbuilding to store all your lawn equipment. The seller will replace with new carpet upstairs prior to closing. You will love the convenience and functionality here and feel right at home!
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Our Executive Mortgage Banker:
$344,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $275,920 | $275,920 | $275,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $142 | $142 | $142 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,610 | $1,699 | $2,236 |
| Total Monthly Payment | $1,827 | $1,916 | $2,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.