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Tucked into a peaceful cul-de-sac in Oaks Royal 3, this 2 bedroom, 2 bath corner lot home offers extra breathing room, added backyard privacy, and the rare benefit of owning your land in one of Zephyrhills’ most active 55+ communities! Arrive to a sidewalk-lined street where this home sits comfortably on the corner, creating a more open feel with additional yard space to enjoy. Inside, a spacious layout unfolds with an oversized living room filled with natural light from multiple windows, complemented by vaulted ceilings and a comfortable, easy flow into the dining area. A built-in curio cabinet adds character while defining the space, leading seamlessly into the kitchen beyond. The kitchen is designed with functionality and togetherness in mind, providing abundant cabinet storage, a large pantry, 2 additional storage closets, a full 4-piece appliance package, along with a generously sized 4-person breakfast bar that creates the perfect spot for casual meals or morning coffee. The primary suite is a comfortable retreat with a walk-in closet and an ensuite bathroom featuring a walk-in shower. A second generously sized bedroom sits nearby and it is adjacent to the full guest bath, creating a convenient setup for visitors. Step outside to the enclosed side porch, an ideal place to relax year-round, whether enjoying a quiet morning or winding down in the evening. A dedicated laundry room adds even more practical storage space. Recent updates include a partially redone 2025 metal roof, 2019 AC, and a newer tankless water heater. All furniture and appliances are included, making this an easy move-in opportunity with the option to update and personalize over time. Oaks Royal 3 is known for its lively, social atmosphere with a full calendar of events, along with amenities that include a heated pool, jacuzzi, shuffleboard courts, clubhouse, and horseshoe pits. All set in a convenient Zephyrhills location close to shopping, dining, and everyday essentials. A spacious home, a private corner setting, and a community that keeps you as active and connected as you want to be. Call today to schedule your private showing!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $111,920 | $111,920 | $111,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $55 | $55 | $55 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $689 | $707 | $929 |
| Total Monthly Payment | $819 | $837 | $1,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.