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Experience refined living at West River Estates, Smithfield's premier new development. This residence is part of Phase Two, where there is still time to customize selections and finishes to reflect your personal style. Ideally located just minutes from downtown Providence and approximately 45 minutes to Boston, this home offers over 2, 300 square feet of thoughtfully designed living space, along with an additional 1, 000 square feet in a finished walkout lower level with 9' ceilings perfect for extended living, entertaining, or a flexible work-from-home environment. The main level features a seamless yet defined layout, including a spacious living room, dining area, powder room, and a chef's kitchen with quartz countertops, premium appliances, wall oven, and smart sound wiring. Upstairs, the primary suite provides a spa-like bath, walk-in closet, and double closet, along with three additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy indoor-outdoor living with a private balcony featuring a gas grill hookup and a backyard designed for relaxation. Additional highlights include a gas fireplace, two-zone HVAC, gas dryer, and energy-efficient systems throughout. A relaxed HOA with no age restrictions, paired with Smithfield's top-rated public schools, enhances both lifestyle and long-term value. With Phase Two underway, this is a rare opportunity to not only secure your place in West River Estates but to make it distinctly your own.
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$899,000
William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,916 | $4,254 | $5,924 |
| Total Monthly Payment | $4,008 | $4,346 | $6,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.