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Nestled in the heart of New Haven is this lovely Wooster Square area 2 family which has been beautifully maintained. The house has lots of updates, newer vinyl siding, Thermopane windows, gas heating units, blown-in insulation and updated electric. The first floor has five rooms and can be used as a 2- or 3-bedroom apartment. The second and third floors are combined to make a large, sunny duplex unit with 3+ bedrooms and two full baths. Both apartments have nice condition kitchens, and laundry in the units. The rooms are generously sized and are filled with natural light. A new Trex deck has an automatic awning roof and overlooks a large backyard with a one car garage and patio area. The house is ideal for an owner occupant or an investor and is eligible for Yale Homebuyer Program. It sits on a quiet, tree-lined one-way street in an outstanding location close to Yale, Town, the train station, Wooster Square, renowned dining and cultural attractions.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,600 | $559,600 | $559,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,114 | $1,114 | $1,114 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,355 | $3,491 | $4,610 |
| Total Monthly Payment | $4,561 | $4,697 | $5,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.