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No water intrusion from past hurricanes! Motivated seller! Welcome to this 3-bedroom, 2. 5-bathroom pool home on Pine Island, a serene island known for its natural beauty, agriculture, and fishing lifestyle. Minutes from restaurants, marinas, art galleries, and trails, boating, fishing, and fresh seafood are all within reach. The home also offers strong vacation rental potential. The spacious split floorplan includes multiple large closets, solid attic storage, and a pocket door creating a private guest suite. The primary bathroom has two walk-in closets and a large window seat with storage, easily replaced with a free- standing bathtub for a garden-style bath experience. The toilet has its own private space with a pocket door. The large eat-in kitchen has granite counters, a huge walk-in pantry, and ample storage. The PEX plumbing manifold gives each appliance its own dedicated line with individual shut-offs, and the home also includes an entire-house water filtration system. Walls have injectable pest control and the home has been treated for termites since construction. Accordion hurricane shutters are installed on the front door, across the lanai, and on the kitchen window; the remaining windows have manual shutters. The lanai features pocket sliding glass doors for seamless indoor-outdoor living, a pool storage closet, and a separate pool half bath. The garage includes a utility sink. Outside, a covered lanai and sparkling pool overlook a private backyard oasis. The lot spans over 1, 600 sqft and is framed by tall, mature landscaping that maintains openness. The yard is low-maintenance with large stone flower beds, and the front has a huge paver patio with space for a table. Fruit trees, a tall guava hedge, and views backing to a nature preserve with creek and mangroves create a serene setting, with an almost 20-acre mango tree farm just beyond. The home sustained zero damage during Hurricane Ian, aside from the pool cage screens, which have been replaced. Additional perks include a new metal roof installed in 2023 with special seams and a durable membrane for enhanced storm protection and a 50-year warranty, helping keep insurance costs low. The pool was resurfaced in 2014, and tinted windows provide natural light while helping keep AC costs down. Transferable flood insurance is $1, 900/year, and the home is sold with some furniture negotiable. Located in what was once a golf course community, there’s talk of the course being bought and reopened. The seldom-used course feels like a nature walk with osprey, eagles, and other wildlife. Famous for its narrow fairways and designed by renowned golf course architect Gordon Lewis, it was considered one of the world’s toughest courses. The voluntary HOA adds flexibility without restrictions. This is a private island oasis where comfort, privacy, and island living come together in perfect harmony.
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Our Executive Mortgage Banker:
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$484,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $387,920 | $387,920 | $387,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $318 | $318 | $318 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,388 | $2,449 | $3,221 |
| Total Monthly Payment | $2,781 | $2,842 | $3,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.