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Welcome to this charming ranch-style home nestled in desirable Spring Glen, offering tranquil views of Lake Whitney and an easy, open floor plan perfect for everyday living. Light-filled and inviting, the main level features beautiful hardwood floors throughout and a cozy wood-burning fireplace that anchors the living space. The updated eat-in kitchen is both stylish and functional, opening seamlessly to the living and dining areas-ideal for relaxing or entertaining. Three generously sized bedrooms provide comfortable accommodations, including a serene primary bedroom with picturesque views of Lake Whitney. A classic white full bath adds timeless appeal. Practicality meets convenience with a dedicated mudroom and a two-car attached garage. Downstairs, the lower level includes laundry and offers excellent potential for future finished space, already plumbed for a half bath. This extra space would perfect for a family room, home office, or craft/music room. Set on a large, private yard, oversized . 22 acre yard, this home offers a rare combination of peaceful surroundings and everyday convenience. A wonderful opportunity to enjoy ranch-style living with scenic lake views in one of Spring Glen's most sought-after settings. Please note Hamden in year 1 of a 4 year tax phase in. Total assessment in 3 years will be $234, 430, future mill rte TBD.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Dining Room | Ceiling Fan,Hardwood Floor | Main |
| Eat-In Kitchen | Remodeled | Main |
| Full Bath | Remodeled,Tub w/Shower | Main |
| Living Room | Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $698 | $698 | $698 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,847 | $2,431 |
| Total Monthly Payment | $2,548 | $2,620 | $3,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.