38 Oak Street, Milford, NH, 03055 | $474,900

Charming 3 bedroom 2 bath New Englander. Nestled in a lovely pocket neighborhood close to everything! Enjoy a nice summer walk to grab dinner in and around the Milford “Oval” (Downtown). Fabulous location to walk to schools, shopping and entertainment! Exactly 2 miles to well-known Hampshire Hills family Athletic club. Enjoy your morning coffee on the lovely farmers porch or a barbecue in the private level backyard. Entertain on a large deck off of the dining room which steps down to a lovely, shaded stone patio for additional seating area. From your own back yard, grab your fishing pole and walk through the little gate and down a short, wooded path to the Great Brook and enjoy the bank of the Brook. Lots of storage in this little gem with a 13 x 9 unheated pantry right off the laundry room. Inside the home you will find the charm of the 1800’s. On the first floor there is the eat-in kitchen with a laundry room right off the kitchen, ¾ bath, dining room with a large sliding glass door that steps out to the deck and overlooks the private backyard. Off the dining area there is a first-floor bedroom/office. From one of the 2 entrances, the front formal door leads you into a 18 x 16 living/family room. All with wide pine floors. On the second floor you will find the 17 x 12 master bedroom, full bath and another bedroom with tons of storage. The home is energy efficient with 3 mini-splits for cooling & heating. This home offers lovely curb appeal and charm throughout.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: New Englander
  • Year Built: 1880
  • Heating: Electric,Heat Pump,None,Mini Split
  • Cooling: Mini Split
  • Basement: Bulkhead,Concrete Floor,Crawl Space,Insulated,Unfinished,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 1,450
  • Acreage: 0.33
  • Est. Taxes: $6,900
  • Lot Desc: City Lot,Curbing,Interior Lot,Landscaped,Street Lights,Water View,Near Paths,Near Shopping,Near Snowmobile Trails,Neighborhood,Valley,Near Hospital
  • Elem. School: Heron Pond Elementary School
  • Middle School: Milford Middle School
  • High School: Milford High School
  • School District: Milford School District SAU #40
  • MLS#: 5079574
  • Website: https://www.raveis.com
    /prop/5079574/38oakstreet_milford_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/10/2026
Listing courtesy of Keller Williams Realty-Metropolitan   Phone: 603-232-8282
Listing Agent: Linda Haytayan

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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38 Oak Street, Milford, NH, 03055

$474,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,920 $379,920 $379,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $575 $575 $575
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,247 $2,339 $3,079
Total Monthly Payment $2,897 $2,989 $3,729

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.