9650 BAY PINE LANE, Orlando, FL, 32832 | $472,689

One or more photo(s) has been virtually staged. Positioned on a quiet street that culminates in a cul-de-sac within the distinguished North Shore at Lake Hart community, this 4-bedroom, 2-bath residence offers an elevated lifestyle surrounded by natural beauty and resort-style amenities. A unique highlight of the neighborhood is the approximately 500-foot boardwalk-style dock (48 inches wide) that extends out to Lake Hart, providing residents access to a covered dock ideal for fishing, relaxing, or enjoying lakeside picnics, and offering a peaceful connection to the community’s premier waterfront setting.
From the moment you enter, high ceilings and well-proportioned living spaces create a sense of openness and architectural presence throughout the home. Soaring 10-foot ceilings in the kitchen and family room create a light-filled, expansive atmosphere designed for both refined entertaining and effortless daily living. Formal living and dining rooms provide elegant, defined spaces for gatherings and celebrations, while the thoughtfully designed split-bedroom layout enhances privacy and functionality.
The primary suite serves as a private retreat, featuring a generous walk-in closet and a spa-inspired bath complete with an oversized shower and luxurious garden tub — a tranquil space to unwind. Sliding glass doors open to a covered rear porch, creating a seamless indoor-outdoor flow and the opportunity to design your own private outdoor sanctuary.
Set within the 949-acre master-planned North Shore at Lake Hart community, residents enjoy access to approximately 11 acres of parks, ponds, and preserved green space. The community is anchored by the breathtaking 1, 850-acre Lake Hart — a boatable lake renowned for bass fishing, water sports, and scenic waterfront vistas — with connecting access to Lake Mary Jane.
At the center of the community lies the North Shore Golf Club, an 18-hole, par-72 public course designed by Mike Dasher, artfully blending “modern” and “classic” nine-hole layouts to create a dynamic and memorable golf experience.
Residents also enjoy a beautifully appointed clubhouse, resort-style pool, fitness center, tennis and basketball courts, baseball field, playground, and a dedicated dog park with separate areas for large and small breeds. Picturesque sidewalks wind throughout the community, ideal for evening strolls beneath mature trees, while a robust calendar of HOA-hosted events fosters connection and an enriched neighborhood experience.
Ideally located, a brand-new AdventHealth hospital is currently being developed within the community, further enhancing long-term convenience and value, and Orlando International Airport is approximately 10 miles away for effortless travel.
This is more than a home — it is a lifestyle defined by recreation, refinement, and the natural beauty of Lake Hart.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Park, Playground, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida, Ranch
  • Year Built: 2004
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,974
  • Acreage: 0.21
  • Est. Taxes: $7,554
  • HOA Fee: $194 Monthly
  • Lot Desc: Cul-De-Sac, Landscaped, Level, Near Golf Course, Sidewalk
  • Elem. School: Moss Park Elementary
  • Middle School: Innovation Middle School
  • High School: Lake Nona High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: O6391982
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/O6391982/9650baypinelane_orlando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 12:08:48 AM)
Listing courtesy of SOVERA REALTY GROUP, LLC   Phone: 407-586-5500

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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9650 BAY PINE LANE, Orlando, FL, 32832

$472,689

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $378,151 $378,151 $378,151
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $630 $630 $630
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,328 $2,388 $3,140
Total Monthly Payment $3,033 $3,093 $3,845

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.