12 Jay Lane, Hopewell Junction, NY, 12533 | $675,000

Located in the heart of Hopewell Junction, this beautiful and spacious home offers exceptional versatility with income potential and a legal one-bedroom accessory apartment featuring its own private entrance. Tucked away on a quiet cul-de-sac and set on a lovely lot with a private rear yard, the property is designed for both comfort and entertaining. Enjoy summers by the inground pool with a newer pump, filter, and liner, or relax on the Trex deck overlooking the serene backyard complete with a newer 16x28 barn/shed, patio area with pergola, and inviting outdoor living space. Inside, the open floor plan showcases a huge great room with soaring ceilings and a wood-burning stove, creating the perfect setting for gatherings. The eat-in kitchen features solid cabinetry, newer stainless steel appliances, and a dining area with sliders leading directly to the deck. The main level includes a bedroom, a newer full bath, convenient hallway laundry, a dedicated home office, and an additional study/den with vaulted ceilings and a wood stove—ideal for today’s flexible lifestyle. Upstairs, the luxurious primary suite offers a spacious retreat with a newer spa-like bathroom featuring a walk-in shower and soaking tub with marble surround, along with a second bedroom on this level. Additional highlights include central air, beautiful hardwood floors, a new boiler and well pump, and a two-car oversized garage. The accessory apartment provides its own kitchen, family room, bedroom, and bathroom, making it perfect for extended living or rental income. Ideally located near shopping, medical facilities, and restaurants, this home blends comfort, convenience, and quality in a prime Hudson Valley setting. Enjoy nearby vineyards, farm-to-table dining, rail trails, and charming antique shops. Showings by confirmed appointment only with pre-approval or proof of funds required.

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, In Hall, Laundry Room, Washer Hookup
  • Style: Colonial, Contemporary
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Baseboard, Oil
  • Cooling: Central Air
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 3,118
  • Acreage: 0.95
  • Est. Taxes: $11,068
  • Lot Desc: Back Yard, Cleared, Cul-De-Sac, Front Yard, Landscaped, Level, Near School, Near Shops, Paved
  • View: Trees/Woods
  • Elem. School: Gayhead
  • Middle School: Van Wyck Junior High School
  • High School: John Jay Senior High School
  • School District: Wappingers
  • Pool: In Ground, Pool Cover, Vinyl
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 972916
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/972916/12jaylane_hopewelljunction_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 845-473-9770

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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516.739.7731

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Our Insurance Division:

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12 Jay Lane, Hopewell Junction, NY, 12533

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $922 $922 $922
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,194 $3,369 $4,412
Total Monthly Payment $4,208 $4,383 $5,426

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.