|
Welcome to life in New Smyrna Beach, where comfort, convenience and coastal charm come together in the desirable Landings at Sugar Mill community. This bright and sunny residence greets you with inviting curb appeal, highlighted by a charming covered front porch, ideal for morning coffee or unwinding in the evening. A one-car garage adds everyday convenience, while inside, the home showcases thoughtful updates and well-maintained features throughout. The kitchen is stylish and functional, featuring warm chocolate 42-inch cabinetry, sleek Corian countertops and a full suite of ebony-toned appliances, including a refrigerator with icemaker. The tiled ground floor enhances the main living spaces, complemented by ceiling fans and wide-slat mini blinds throughout for comfort and privacy. Upstairs, you’ll find warm, neutral mid-pile carpeting on the stairs and in all bedrooms, creating a cozy retreat. The spacious primary suite offers a well-appointed bath with a separate soaking tub and a beautifully designed shower featuring unique tile and stonework. A guest bath includes a convenient tub/shower combination. Freshly painted walls throughout the home provide a clean, move-in-ready feel. Go through sliding doors from the main living area to an ample back patio, where you can enjoy peaceful eastern light, ideal for relaxing mornings or entertaining. Additional highlights include a new roof and siding in 2025, hurricane shutters, offering peace of mind and long-term value. Major systems, including the water heater and air conditioning, are in good working condition. Residents of this community enjoy access to a large Olympic-sized pool, a pet-friendly walking trail and a nearby playground, ideal for an active and social lifestyle. Located in a NO flood zone X Ideally just minutes from local restaurants, shopping and everyday conveniences, and only about six miles from the beach, this home offers the best of coastal living at an exceptional value. Don’t miss this opportunity to embrace the laid-back New Smyrna Beach lifestyle in a home that has it all. Some photos are virtually staged.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $180 | $180 | $180 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,149 | $1,197 | $1,581 |
| Total Monthly Payment | $1,404 | $1,452 | $1,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.