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Presented by
Immy Cognetta |
3511 45TH TER W, #108, Bradenton, FL, 34210 | $235,000
Price Improvement – Great Value! Welcome to this beautifully maintained townhome in a desirable gated community, offering serene lake views from most windows throughout the home. This pristine residence has been lovingly cared for and is truly move-in ready. The main level features a spacious and inviting layout with a bright living area, dining room, well-appointed kitchen, and a convenient half bath—perfect for both everyday living and entertaining. Upstairs, you’ll find three comfortable bedrooms and two full bathrooms, providing privacy and functionality for family or guests. Major updates already completed for peace of mind, including a new A/C system and ductwork (2024) and stylish luxury vinyl plank (LVP) flooring installed in 2022. Enjoy peaceful water views, abundant natural light, and the security of gated living in a home that combines comfort, charm, and low-maintenance convenience. Low HOA/condo fees further enhance the value, making this an especially attractive opportunity. Flexible rental options make this property even more appealing, allowing 1-month rentals up to 4 times a year with no waiting period after ownership—ideal for generating income when not in use. Perfect as a starter home, seasonal retreat, or vacation getaway, this property offers the best of Florida living whether you're here full-time or just visiting. Anna Maria Beaches are less than 10 miles from the property as well as restaurants and SRQ airport. Come see it today.
Features
- Amenities: Tennis Court(s)
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Laundry Closet
- Year Built: 2007
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,200
- Est. Taxes: $3,081
- Condo Fee: $1,098 Quarterly
- Elem. School: Moody Elementary
- Middle School: Electa Arcotte Lee Magnet
- High School: Bayshore High
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
- Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
- MLS#: A4687094
- Days on Market: 41 days
- Website: https://www.raveis.com
/prop/A4687094/351145thterw_bradenton_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Immy CognettaLuxury Properties Specialist
203.223.0270
Immy.Cognetta@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3511 45TH TER W, #108, Bradenton, FL, 34210
$235,000
Immy Cognetta
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.223.0270
Immy.Cognetta@Raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $257 | $257 | $257 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,127 | $1,173 | $1,549 |
| Total Monthly Payment | $1,459 | $1,505 | $1,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388